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Auto Sales Transparency

Require dealers to disclose all fees before signing and prohibit "as-is" clauses from overriding consumer protection rights.

The Problem

Georgia car buyers routinely pay $500–2,500 in fees they never knew about until they were at the signing table. Dealers add "doc fees," "admin fees," and bundled add-on products to contracts without meaningful disclosure, and "as-is" disclaimers are being used to strip buyers of their consumer protection rights.

The Solution

  • Require dealers to provide an itemized pre-contract disclosure form before any signing
  • Cap documentary fees and require them to be the same for all buyers
  • Require all add-on products to be presented on a separate opt-in form
  • Make clear that "as-is" language cannot waive statutory consumer protection rights
  • Require all dealers to provide a complete copy of the contract documents to the buyer at the time of sale

Why It Matters

Buying a car is one of the largest financial decisions a Georgia family makes. Transparency doesn't hurt honest dealers — it only hurts dealers who rely on confusion.

Talking Points

  • Georgia car buyers are regularly hit with hundreds or thousands of dollars in undisclosed fees at the signing table.
  • "Doc fees" are pure profit — and dealers charge them inconsistently, often targeting buyers who can't afford to walk away.
  • An "as-is" sticker should not be a get-out-of-fraud-free card. Georgia law should say so explicitly.
  • Add-on products like extended warranties and paint protection are often sold without the buyer understanding they're optional.
  • Pre-contract disclosure requirements are standard in many other states. Georgia should catch up.

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